Hardscape & landscape construction
Hardscaping equipment financing
Patios, walls, walkways, and outdoor kitchens need base prep and precise cuts. Here is how financing the support equipment fits in.
Hardscape crews rely on more than one machine: compact or articulated loaders to move pallets, plate and roller compactors for base, trenchers for drainage and lighting, and block saws.
Smaller items can sometimes be bundled on one invoice with a bigger machine. Lenders look at the total and the main machine — it helps to keep the quote organized.
Budget
What it really costs
Ranges are general market ranges, not quotes.
Compact loader
Often about $45,000–$130,000 for compact wheel and articulated loaders.
Compactors
Plate compactors from a few thousand dollars; ride-on rollers much more.
Trenchers
Walk-behind to ride-on, often $8,000–$60,000.
New vs. used
How the choice changes financing
new
- Warranty
- Bundled quotes
used
- Compactors and saws wear quickly
- Check hours on loaders
Be ready
Questions lenders commonly ask
- 1List of every item and price
- 2Main machine model
- 3Type of jobs you install
- 4Time in business
From the seller
Vendor quote & invoice needs
- A written quote or invoice from the seller showing year, make, model, serial number (VIN for road units), price, taxes and fees.
- Itemized list for bundles
We are not collecting documents right now. This list is to help you prepare.
Field tips
Before you sign anything
- Bundle small items with a main machine when the same dealer sells both.
- Rent rarely used items instead of financing them.
FAQ
Common questions
Ready to plan your purchase?
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